Multifamily Loans: Flexible Financing for 5+ Unit Investment Properties

Discover how multifamily loans from Capitara Funding help investors acquire, renovate, and hold apartment buildings and mixed-use properties with competitive rates and flexible terms.

Introduction

Investing in multifamily properties is a proven way to build wealth and generate steady income. Whether you’re acquiring, renovating, or refinancing a 5+ unit building, multifamily loans offer the flexibility and capital you need to grow your portfolio. Here’s what you need to know about securing multifamily financing in 2026.

What Are Multifamily Loans?

Multifamily loans are designed for properties with five or more residential units, including apartment buildings and mixed-use developments. These loans can be structured for short-term bridge financing or long-term holds, depending on your investment strategy.

Key Features of Multifamily Loans

• Flexible Terms: Choose between short-term bridge loans (12–18 months) for renovations or long-term financing (up to 30 years) for buy-and-hold investments.
• Competitive Rates: Rates and terms are tailored to your experience and property type, with options for both new and seasoned investors.
• Substantial Rehab Funding: Access capital for property improvements to maximize value and rental income.

How to Qualify for Multifamily Financing

1. Property Type: 5+ unit residential or mixed-use buildings.
2. Credit Score: Typically 650+ for bridge loans, 700+ for long-term holds.
3. Loan-to-Value (LTV): Up to 75% for purchases, 70% for refinances, and 65% for cash-out.
4. Experience: More experience can unlock better rates and higher leverage.

The Application Process

1. Submit Property Details: Share information about your building, renovation plans, and financials.
2. Receive a Customized Term Sheet: Get transparent terms based on your project and qualifications.
3. Close and Fund: Once approved, funds are quickly deployed to acquire or improve your property.

Why Choose Capitara Funding for Multifamily Loans?

Capitara Funding specializes in investor-focused multifamily financing. Our streamlined underwriting and expert support help you close quickly and maximize your investment returns.

Ready to Get Started?

Ready to take the next step? Our funding application process is quick and secure. Click the link below to start your application and unlock new opportunities with DND Capitara Funding Inc.
Apply for Funding